After a bankruptcy, home loan refinance options can be tricky. Your lender may or may not work with you in your quest for a better financial security. You will need to investigate your options for a suitable program. It may serve your best interest not to use the particular program that your lender provides.
A bankruptcy home loan refinance program can be a wonderful option if the lender is willing to work with you. It can be a nightmare if the program has hidden surprises along the way. In some cases, it would be best not to pursue a loan at all. In some instances, you may feel as if your lender is trying to push you into a program that you do not want. This should send up some red flags to you and you may want to find another lender who specializes in refinancing options. It may be that your lender just does not want to work with you anymore. It is better to find a new one than try to salvage a relationship that will make you miserable for years to come.